House prices fall again as investment loans drop to lowest level in 10 months

Treasurer Scott Morrison repeated that there were no “silver bullet solutions to making housing more affordable”.  Photo: Alex Ellinghausen   Home loans to investors have fallen to the lowest level in 10 months following a regulatory clampdown and the Turnbull government’s efforts to cool the Sydney and Melbourne housing More...

by Loknath Das | Published 1 week ago
By Loknath Das On Saturday, May 13th, 2017

What is the lowdown on the directive to RBI on bad loans

The Central government has amended the Banking Regulation Act to give more powers to the Reserve Bank of India (RBI) to fast-track resolution of stressed assets in a time-bound manner. Section 35A of the Act was More...

By Loknath Das On Sunday, April 30th, 2017

PNB loans to get cheaper as bank cuts MCLR rates from May 1

Public sector lender Punjab National Bank has decided to cut its marginal cost of funds-based lending rate (MCLR) by 10-15 basis points across different maturities from May 1. The revised MCLR, the internal benchmark More...

By Loknath Das On Saturday, April 22nd, 2017

Win win Healthy loan portfolio, bad loans under check

BL RESEARCH BUREAU:   HDFC Bank’s performance during the latest March quarter has not deviated much from the past, except for the increase in provisioning. In fact, loan growth that had slowed over the past More...

By admin On Wednesday, January 4th, 2017

Over ruling the credit score to get personal loans

Getting money when you need is no more a problem today. There are many kinds of loans available and credit cards are extensively used to meet the needs for additional funds.  Personal loans especially have become More...

By admin On Monday, August 1st, 2016

Risk Based Lending—A New Era in Home Loans

Savings help you in hard times—there’s no question. However, when you want to buy an asset like a home, it entails a huge investment, making it imperative to choose an external source of financing—such as More...

By admin On Tuesday, March 1st, 2016

Great Tips to Help You Get the Best Vehicle Loan

Since the days that the first vehicle came to our market, the world has changed massively. Our country loves cars and simply can’t do without them. However, cars are also expensive and most people simply don’t More...

By admin On Tuesday, March 1st, 2016

Addressing the Myths Surrounding Bad Credit Personal Loans

Ironically, people who really need money are those who can’t get loan and those who don’t need money are offered loans left, right and center. This is really obvious in personal lending. If you want to get More...

By admin On Wednesday, December 16th, 2015

How Car Pawn Loans Work

Car Pawn or Vehicle Pawn loans may seem controversial but in fact they share many similarities with bank loans. There are pros and cons to both and I will try explain how they work below. For more information on More...

By admin On Tuesday, November 17th, 2015

Four Things You Need to Understand as a Cell Tower Lease Holder

As a property owner, the chance to lease some of your land in a cell tower lease could be extremely advantageous. Unfortunately, too many land owners are making costly mistakes simply because they don’t know More...