FINANCES

25 MONEY BLOGS: THE BEST PERSONAL FINANCE BLOGS IN 2021

Loknath Das

For many, money blogs are a much-needed source of guidance and inspiration.

Personal finance can be complicated. There’s budgeting, saving, credit cards, investments, loans, retirement plans, insurance – that’s a lot to think about!

And even before the COVID-19 pandemic struck, money was tight for many.

According to the Federal Reserve, 39 percent of American adults wouldn’t be able to cover a $400 emergency with cash, savings, or a credit card paid off at the next statement. And the 2021 economic recession has only made things more difficult.

As a result, it’s more vital than ever that we manage our money effectively.

So, if you’re unsure how to pay off debt, which credit card to get, how to budget, or what you should invest in, these money blogs are full of information that can help.

Let’s get into it.

1. NerdWallet

NerdWallet exists to help you “Make all the right money moves.” The site started in 2009 and has since grown into one of the best finance blogs online. With millions of monthly readers, this money blog provides detailed posts to help you make financial decisions about banking, credit cards, insurance, and more. Plus, NerdWallet also has plenty of financial tools to help you find the best accounts, loans, and credit cards.

2. Good Financial Cents

Good Financial Cents was launched by Jeff Rose back in 2008. Unlike most of the bloggers on this list, Jeff is a Certified Financial Planner. He also runs a YouTube channel and has written a book titled Soldier of Finance. This personal finance blog provides tons of helpful information about budgeting, savings, paying off debt, and building wealth. Jeff writes plenty of posts himself, and other top personal finance writers contribute many articles.

3. The Balance

The Balance is another large personal finance blog that’s been going for more than 20 years now. This money blog boasts 9,000 pieces of content and a whopping 24 million monthly readers. The Balance has a team of expert writers on its staff. As a result, many posts explore the nitty-gritty details of personal finance. All in all, whatever you want to know about finance, you can find useful info on this top money blog.

4. Mint

Mint is a personal finance software company that also has one of the best money blogs online. The posts are written by a team of financial experts and cover many topics, such as budgeting, family finances, travel jobs, and even money etiquette. There’s also plenty of resources that cover finances in relation to COVID-19.

5. The Simple Dollar

The Simple Dollar was founded in 2006 by Trent Hamm when he resolved to get out of debt for good. It’s one of the oldest and most popular money blogs online. The Simple Dollar provides tons of up-to-date information about credit cards, loans, banking, and insurance. Plus, there’s plenty of actionable advice on budgeting, paying off debt, and saving. Posts are written by an array of expert contributors.

6. The Penny Hoarder

The Penny Hoarder was started back in 2010. This massive personal finance blog has more than 12 million monthly readers and provides a virtually unlimited number of posts on everything from making money to managing taxes. Whatever area you need help with, this money management blog will almost certainly have resources to help.

7. Money Crashers

Money Crashers was started in 2009 by Andrew Schrage and Gyutae Park. This money blog provides tons of information about personal finances, with an emphasis on credit cards – it’s a great place to keep an eye out for the best credit card deals, especially with many in-depth credit card reviews. There are also articles on investing, saving, and making money.

8. Money Under 30

Money Under 30 began way back in 2006 by David Weliver. He began the blog to share the lessons he learned while paying off $80,000 of debt. Today, it’s one of the best financial blogs for Millennials and Generation Z. There are posts on everything from effective habits and credit scores, to using credit cards wisely and buying a car.

9. Well Kept Wallet

Well Kept Wallet has been around since 2010. It’s run by Financial Planner and personal finance expert Deacon Hayes. Dean paid off $52,000 in debt and started the blog to help others take control of their financial situation. Today, Well Kept Wallet features content from a team of expert personal finance writers to help you save, pay off debt, and make money.

10. The Dave Ramsey Blog

The Dave Ramsey Blog is just one small part of Dave Ramsey’s finance education business. There’s also a call-in radio show, podcast, YouTube channel, online courses, personal finance tools, a budgeting app, and more. Dave has a no-nonsense, ‘tell it like it is’ approach. The blog is overflowing with useful posts on common questions about personal finance. Check out this money blog to learn about debt, investing, retirement, and more.

11. Just Start Investing

Just Start Investing is a money blog that’s on a mission to make investing simple and easy. Much of the content relates to investing strategies, but there’s plenty of other posts on budgeting, banking, and credit cards. There’s also a useful list of resources to help kickstart your search for financial services. If you want to learn about investing, check out this financial blog.

The Best Financial Independence Blogs

12. Mr. Money Mustache

Mr. Money Mustache may have a very odd name for a personal finance blog, but don’t let it put you off. This money blog provides tons of information about ‘FIRE’ – financial independence, retire early – and there are tons of tips on budgeting and saving. Mr. Money Mustache is one of the top finance bloggers out there. He has a flair for breaking down financial maths into simple and engaging posts.

13. Financial Samurai

Financial Samurai was started in 2009 by Sam Dogen to try to make sense of the global economic recession. Sam had worked in finance for more than a decade and decided to share his wisdom through this money blog. Like Mr. Money Mustache, Financial Samurai has had a large impact on the FIRE community. You can expect tons of counter-cultural views and practical personal finance tips.

14. Millennial Money

Millennial Money was started by Grant Sabatier, who went from broke to millionaire in five short years. Grant’s story was widely documented on finance blogs and TV shows, and he became known as the ‘Millennial Millionaire.’ Grant uses this money blog to share his personal finance experience with others. Again, much of this personal finance blog’s posts are geared towards achieving financial independence and retiring early.

15. Budgets Are Sexy

Budgets Are Sexy was started by J. Money (also known as ‘J$’), who is often considered one of the FIRE movement’s fathers. As you can probably tell by the name of this money blog, the posts are down-to-earth and straightforward. Alongside the wealth of knowledge contained in the articles, you’ll also find resources such as downloadable Excel budget worksheets. In 2019, J. Money sold the blog to a subsidiary of The Motley Fool but not much changed. Today, J. Money is still involved, but there’s a new chief writer.

16. Get Rich Slowly

Get Rich Slowly was started in 2006 by J.D. Roth, another promoter of financial independence and early retirement. This money blog also dips its toes into the realms of mindset and self-improvement. Get Rich Slowly also provides helpful resources, such as a net worth calculator and a one-page guide to financial freedom.

17. Afford Anything

Afford Anything is one of the best financial blogs for millennials. It’s run by Paula Pant, another advocate of the Financial Independence and Early Retirement movement. Paula’s posts are plain-spoken and personal, which makes it easy to feel like she’s giving you personal advice. Her motto? You can afford anything – just not everything. If you want to quit your job and travel the world, this is the money blog for you.

18. A Purple Life

A Purple Life was started in 2015 by a 25-year-old blogger planning to retire in 10 years at 35. Despite the 2021 economic recession, she’s still on track to retire five years early at the age of 30. The vast majority of the blog posts are about early retirement, but there’s plenty on budgeting, investing, and spending. This financial independence blog is personal, relatable, and a great place to find inspiration.

19. Choose FI

ChooseFI is a money blog that’s jam-packed with actionable tips to help you earn more money, cut your expenses, save more, and build lasting wealth. It was started by Jonathan Mendonsa and Brad Barrett, who also host the popular ChooseFI podcast together. This personal finance blog also offers several online courses – there’s even a free travel rewards course. Perhaps the best thing about ChooseFI is the community that’s been built around the blog.

The Best Financial Blogs for Women

20. Women Who Money

Women Who Money is one of the best financial blogs for women. It was created to empower women with the knowledge and skills needed to make better financial decisions. All of the content is geared around the nuances of being a woman in today’s financial world. Plus, the writing team is made up of experienced personal finance experts eager to help guide other women to find financial success.

21. Bitches Get Riches

Bitches Get Riches is one of the best financial blogs for women. This unique, personal money blog was started in 2015 by ‘Kitty’ (Lauren Torres) and ‘Piggy’ (Jess Fickett). The articles on the site are witty, outlandish, and sometimes a little controversial. To give you an idea of what to expect, there are titles like, “How to Pay for College without Selling Your Soul to the Devil,” and “How Can I Justify This Deeply Unethical Purchase?” Also, Kitty and Piggy aren’t afraid of using the ‘F’ word!

The Best Money Blogs for Parents

22. Penny Pinchin’ Mom

Penny Pinchin’ Mom was started in 2009 by Tracie Fobes. This is one of the best money-saving blogs out there. It provides useful resources and tips on budgeting, getting out of debt, and coupons. You’ll also find many posts on lifestyle topics, such as recipes, DIY, and parenting. If you’re a young family looking for guidance, check out this personal finance blog.

23. Money-Saving Mom

Money-Saving Mom was founded by Crystal Paine in 2006. Back then, Crystal’s focus was on saving money and minimizing family living expenses using tools, such as coupons. Today, the site still provides many ways to save and shares information on frugal living, family budgeting, and online shopping deals.

The Best Personal Finance Blogs for Canadians

24. Maple Money

Maple Money is a leading personal finance blog for Canadians, although much of the content will be relevant to Americans and other nationalities. It’s run by Tom Drake, who aims to help readers create lasting financial freedom. Four main content categories teach you how to make money, save, invest, and spend wisely. Tom also hosts a personal finance podcast.

25. Squawkfox

Squawkfox is a personal finance blog run by Kerry Taylor, a Canadian consumer finance expert, author, and keynote speaker. Kerry uses this money blog to share her best tips and tricks to help you get the most from your money. Squawkfox can sometimes feel like a lifestyle blog with a strong personal finance angle, so if you’re looking for someone to relate to and learn from, check it out.

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